Water Safety: How to Stay Safe in Pools, Lakes, and Oceans

Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool, lake, or ocean, it's important to be aware of potential hazards and to take steps to stay safe. Here are some tips for...

How to operate and use a Fire Extinguisher

We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your...

What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have a loss, accident, or claim. But insurance can make or break your...

Auto Insurance Costs

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters,...

Insurance for Nonprofits

Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. So, getting the right insurance to guard against the biggest (or worst) risks is a wise move for nonprofits. Here's a rundown of the types...

Are Musical Instruments Covered by Homeowners Insurance?

Standard homeowners insurance policies often cover musical instruments, but they might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism, and theft are often covered by homeowners insurance. You should...

Everything You Need to Know About E-Bike Insurance

Everything You Need to Know About E-Bike Insurance What is an electric bike? Before purchasing an e-bike insurance policy, it's vital to have a full understanding as to what an electric bicycle actually is. In the US, federal law defines an electric bike as a...

Contractors Insurance 101

There are many types of construction insurances intended to protect a property developer and other stakeholders throughout the stages of a construction project. Here are the basics of construction insurance – from the common types of construction insurance policies to...

Flood Preparedness: Before, During, & After

Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Result from rain, snow,...

General Sun Safety

Summer is here! The weather is warm, and due to social distancing, people are spending more time enjoying nature than they have before.  If your family intends to enjoy this summer to the fullest, practicing sun safety should be your priority. Regardless if...
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