Key Person Insurance vs Life Insurance

Insurance safeguards your business, family, and personal welfare in case something bad happens. And most would agree that the worst event that can occur is the loss of life. Having insurance policies in place that can protect your employees, their families, and your...

Sun Safety: Tips for Protecting Your Skin from Harmful UV Rays

With summer fast approaching, it's important to keep in mind the risks of sun exposure and take steps to protect your skin from harmful UV rays. Exposure to ultraviolet (UV) radiation from the sun can cause a variety of skin problems, including premature aging, skin...

Grilling Tips for Safety

As the weather warms and summer returns,  it’s time to GRILL!   There are risks that come along with grilling, regardless of which type of grill you are using. Every year, 7,000 Americans are injured while using  barbecue grills. It's usually a case of good products...

Make Your Beach Day SAFE!

Ahh –  The beach!  We love the water, the sand, the sun and the family time to unwind and have FUN! Staying safe at the beach is very important. Weather and water conditions can change rapidly.  In the blink of an eye someone could be caught in a rip-current. Be sure...

Water Safety: How to Stay Safe in Pools, Lakes, and Oceans

Water can be a great source of fun and relaxation, but it can also be dangerous if you don't take proper precautions. Whether swimming in a pool, lake, or ocean, it's important to be aware of potential hazards and to take steps to stay safe. Here are some tips for...

How to operate and use a Fire Extinguisher

We should all have at least one fire extinguisher somewhere in our home, but it’s not enough to simply keep one under the kitchen sink. If there is a fire, your safety—and the safety of your home—depends on knowing how to properly use that fire extinguisher. As your...

What is Business Owner’s Insurance and When Do You Need It?

Your company may need insurance to survive certain unexpected—but possible—challenges. Nobody likes buying insurance. It can be confusing and expensive, and you won't see any benefit unless you have a loss, accident, or claim. But insurance can make or break your...

Auto Insurance Costs

If you own a vehicle, you should own an auto insurance policy. Have you ever wondered how the cost of your policy is determined? There are a number of different factors that impact the cost of your auto insurance. While not all companies use the same parameters,...

Insurance for Nonprofits

Given the shoestring budget on which many nonprofits operate, a single large and unexpected expense could lead to financial ruin. So, getting the right insurance to guard against the biggest (or worst) risks is a wise move for nonprofits. Here's a rundown of the types...

Are Musical Instruments Covered by Homeowners Insurance?

Standard homeowners insurance policies often cover musical instruments, but they might not include coverage if the instrument is being played for compensation. Situations including fire damage, vandalism, and theft are often covered by homeowners insurance. You should...
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